With covid19 here I encourage everyone to stay home as much as possible and stay safe.
For helping you with insurance needs, all processing of insurance applications can be done electronically. With phone calls, emails and online applications (including signatures), the whole cycle of insurance processing is completed.
Insurance companies are adapting well regarding health tests for insurance purposes. Usually, physical tests are done by a trained paramedical person hired by the insurance company. These include blood, urine and other biometric tests. Most companies are now offering insurance with no testing up to certain amounts of coverage. As an example, my clients between 18 - 50 can now get life insurance for up to $1 million of coverage without physical tests. This means an easier, less intrusive experience, and faster decisions by the underwriting department at the insurance company.
Please don’t hesitate to call or email now with your enquiries.